Objectives

• Help the retired persons for investing their retirement benefits.
• Create investment opportunities for Non-Resident Bangladeshi.
• Explore investment opportunities for school, college, university etc.
• Give investment opportunities for Trust; Foundation etc.
• Deposit a fixed amount of money for a minimum tenure of 03 (Three) year to a maximum tenure of 05 (Five) years.
• Depositor will get a certain sum of money in each month proportion to his/her deposit during the entire tenure.

Benefits

• Minimum amount of required deposit is TK.50,000.00 or its multiple 

Masik Munafa Amanat Prokolpo (MMAP) Rates  

Other Features

• A savings account will be needed to be maintained to receive quarterly benefit payment
• The bank may at any time change, add, or amend any of the terms of this scheme, and the account holder has to accept such changes.  
• The Minimum amount of deposit is BDT 50,000.00 (Fifty thousand) or its multiples.
• All taxes/duty/levy and /or any other surcharges persently in force or that may be imposed by the Government of Bangladesh (GOB) from time to time will be deducted/ recovered from the deposit account under this scheme.
• In case of premature encashment interest will be paid on Saving A/C Rate.
• A saving account will be needed to be maintained to receive quarterly benefit payment.
• Loan may be granted up to maximum 80% of the forced encashment value on the date of loan processing. During the period of continuation of loan, monthly benefits of MBS account will be credited only to loan account.
• Loan processing fee be realized BDT 50.00 only and stamp costs also be realized.