Troi-Masik Munafa Amanat Prokolpo (TMAP)

The 'Quarterly Benefit Deposit Scheme' will be maintained for a period of 3 (three) years and the minimum amount of deposit is BDT 50,000.00 (fifty thousand) or its multiples.Interest will be paid on quarterly basis as per example given below.On maturity the principal amount will be paid back

Troi Masik Munafa Amanat Prokolpo Rates



Interest Rate


3 years

Simple interest rate 10.67% p.a.
Effective annual interest rate 11.10% p.a


( Tk.2,400 per quarter per Tk.100,000/- After tax )


Other Features  

  • All taxes/duty/levy and /or any other surcharges presently in force or that may be imposed by the Government of Bangladesh (GOB) from time to time will be deducted/ recovered from the deposit account under this scheme.
  • In case of premature encashment interest will be paid on Saving A/C Rate. However, no interest shall be paid if premature encashment take place before expiry of 1 (one) year.
  • In the event of death of the depositor before the maturity, the deposit account may be encased (premature) as per rule or may be continued up to maturity on written approach by the nominee(s).
  • A saving account will be needed to be maintained to receive quarterly benefit payment.
  • Loan may be granted up to maximum 80% of the forced encashment value on the date of loan processing. During the period of continuation of loan, quarterly benefits will be credited only to loan account.
  • Loan processing fee be realized BDT 50.00 only and usual stamp costs also be realized.

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